Financial Assistance for Residents of the United Arab Emirates (UAE)

  • National Bank of Abu Dhabi (NBAD) Card 0% Easy Payment Plan
  • HSBC Personal Loan

NBAD Card 0% Easy Payment Plan

As a permanent resident of the UAE, you can save money by paying for your tuition using an NBAD credit card and spreading the cost over six monthly repayments with no additional fees.


You must be a permanent resident or citizen of the UAE.

You must have an NBAD credit card to participate in the NBAD Card 0% Easy Payment Plan. If you do not have an NBAD credit card, you can apply for one on the NBAD website, at your local branch, or by sending the word “Card” by SMS to 2050 from your UAE mobile phone.


  • The credit limit is the maximum monthly credit limit on your credit card.
  • You can only use the 0% Easy Payment Plan for tuition payments of AED 1,000 (approximately USD 270) or more.
  • The repayments are made at no additional cost.

Activate the 0% Easy Payment Plan in a few easy steps:

  • Pay your tuition using your NBAD credit card.
  • Contact the bank by phone or SMS to convert the transaction to the 0% Easy Payment Plan.
  • The bank will verify the transaction details and set up repayment in six monthly installments at no additional cost to you.
  • 'Each tuition payment made by the credit card must be paid back in a maximum of six installments.'

HSBC Personal Loan

As a student living in the UAE, you can access HSBC personal loans as a method for helping finance your education. HSBC offers a bank loan to pay for your degree program.

Loan Amount

With this loan, you may be able to borrow up to the full amount of your outstanding tuition—up to AED 750,000 for UAE nationals and AED 500,000 for expatriates.


Interest rates start at 6.99%, depending on your credit approval.

Repayment and Deferment

HSBC offers flexible repayment options:

  • Installment deferment option—defer your monthly installment up to two times a year.
  • Flexible repayment terms of up to 48 months.
  • Application Process

    To apply, you must be a citizen or legal resident of the UAE. Go to Personal Loan UAE to start your application.